Aadhaar Enabled Payment System (AEPS) is a payment service that allows a bank customer to use Aadhaar as his/her identity to access his/her Aadhaar enabled bank account and perform basic banking transactions like balance enquiry, cash withdrawal, remittances through a Business Correspondent.

Micro ATM (mATM) is a portable handheld device for cash withdrawal from users’ bank accounts. mATM services are used to withdraw cash and for balance enquiries just like a bank ATM.